It's That Time of Year Again...

And Paul has already submitted both our tax returns online and we await our rebates.

I have also sorted out this year's ISA. Lloyds 1 year fixed rate ISA has won my business. It is not the highest rate available at 3.0% (becoming 3.2% if over 30K) but it is fixed, which may or may not be a good thing. I am all in favour of fixed rates, at least for shortish periods, at the moment...

I could set it up over the phone and also set in motion switching my others into it. It is certainly worth checking the rates of any existing ones you have lying around - the rates had plummeted with the Bank of England base rate cuts. Apathy costs money...